A bunch of important entities (like the FTC) require me to tell you all this legal stuff in case you want to know. This page contains Disclosures and my Disclaimer. If you have questions about any of this mumbo jumbo, please contact me via email - [email protected].


As of September 16, 2011

I write and edit this blog myself. If something here isn’t written by me, I’ll specify that. Otherwise you can assume I wrote it. If I later edit a post to include someone else’s work, the edited post will reflect that, though readers will not receive a specific notice of the change.

I do accept advertising and other compensation on this site. Payments I receive may influence posts, topics, and/or advertising, though it will never influence my opinions. Any reviews for which I receive compensation will be clearly identified as sponsored or paid. Sponsored or affiliate links may or may not be identified as such - if you have a question or concern about a link, please contact me via email. My opinions about products and services are my own and should not be interpreted as fact. If you have questions about a particular sponsored item or advertisement, please contact the company directly.



I am not a finance professional and I am sure as hell not qualified to give financial advice. I can only share what works or doesn’t work in my specific situation. If you read something here, choose to apply it, and it sucks, it’s not my fault.